gumpena
09-15 06:42 PM
Our only hope is HR5882. Please start calling congressmen..
wallpaper me from an army of angels.
Vexir
06-04 02:25 PM
Well, I used the pen tool and the circle shape tools (its a lot easier that way because you can drag the circle out from the center.. and you can find the center easily by using guides :) ) and they worked pretty good for me...
But that might be a little advanceced for someone new to photoshop.
Good time to learn though :thumb:
But that might be a little advanceced for someone new to photoshop.
Good time to learn though :thumb:
gc28262
04-27 10:01 AM
http://www.moneycontrol.com/india/news/business/dont-see-new-h1b-proposal-turning-intoact-nasscom/395009
2011 Fun Angel Anime Cute Picture
DesiGuy
09-17 11:43 AM
Rep Smith is speaking...still seems 6020.
more...
snathan
01-17 12:08 PM
Generally there are lots of people getting affected. But there is no one to lead the fight. I am sure once we start people will come and join. I am in the process of contacting the attorneys and consulting companies to fight together. I am also hoping for IV core to come forward and give us direction on this. I am ready to lead and fight. Are you ready to join me. We ARE FIGHTING FOR US.
EB2_Jun03_dude
03-14 07:32 AM
http://travel.state.gov/visa/frvi/bulletin/bulletin_4177.html
I get 404 error when clicked on the above url. Did they remove it ? is it again the same July 2007 fiasco ?
I get 404 error when clicked on the above url. Did they remove it ? is it again the same July 2007 fiasco ?
more...
eeezzz
03-14 11:34 AM
We should lobby to stop Portability from EB3 to EB2:).
You probably can't ask to stop portability from EB3 to EB2 or EB2 to EB1. But you can ask for if filers from EB3 goes to EB2, they can't keep the PD from EB3 but get a new PD for the date USCIS process their EB2 application.
That will make people really think if that is worthy to do so. Otherwise every EB-3 filer will want to file again for EB-2 if they can.
You probably can't ask to stop portability from EB3 to EB2 or EB2 to EB1. But you can ask for if filers from EB3 goes to EB2, they can't keep the PD from EB3 but get a new PD for the date USCIS process their EB2 application.
That will make people really think if that is worthy to do so. Otherwise every EB-3 filer will want to file again for EB-2 if they can.
2010 2 cute anime angel girls
hopefulgc
03-13 12:48 PM
BharatPremi... think u might be mistaken ...
I have to agree with sunny1000. The consulate page says this in clear text.
"The following numbers are derived from the Department of State's Visa Bulletin."
That is exactly I was thinking. My first confusion was why the hell people want to check CP dates and create the false thread but then I realize they must not be around/ in the process to realize that CP dates != AOS dates. Some times CP ones equals but not always. Let's hope those equals to AOS dats this time.
I have to agree with sunny1000. The consulate page says this in clear text.
"The following numbers are derived from the Department of State's Visa Bulletin."
That is exactly I was thinking. My first confusion was why the hell people want to check CP dates and create the false thread but then I realize they must not be around/ in the process to realize that CP dates != AOS dates. Some times CP ones equals but not always. Let's hope those equals to AOS dats this time.
more...
thakurrajiv
07-30 12:02 PM
You can trade commodities like stocks by taking a directional bet on long term price movement. But this is what you need to consider. Stocks always trade in Spot. If you buy MSFT you own shares of Microsoft today. Although single stock futures (SSF) are available now we will not look at derivatives right now.
Commodities are traded as futures. You can buy Soy futures today for December delivery or lean hogs for dec 2010 delivery.
Under conditions of No-Arbitrage the price of the future will be the price of the spot plus storage and delivery costs. If for example 3 month LSC (Light Sweet crude) is trading on NYMEX at $60; the cost of storage and delivery is say $20 for 3 months. Then 6 month LSC should be trading at $80. But if you look at the contract it might be trading at $55.
The reason being fundamentals. The peak driving season or the hurricane season is over and heating oil season is not yet on us or by looking at weather derivatives traders are factoring in milder winter. The leader of Iran has declared he will step down from office and retire to Hawaii, the rebels in Nigeria have turned themselves in and joined a church missionary..stuff like that.
So you might believe these fundamental assumptions or you might do your own research and say that the traders are wrong and they are discounting critical factors and the price should be more. So you can go long the future and hope for an increase in price and sell the future before delivery for a profit. This is the expensive route but you will never be wiped out for sure. Price of crude may drop but will never go to zero.
Or you trade options on the futures, for example:
Borrow money (leverage) buy the call; short delta units of the future contract and invest the proceeds at the risk free rate.
If you are correct the call will end up in the money, the shorted futures will loose value but since it is �delta� units it is only a portion of the position and the invested money will earn you the risk free rate. So you make some money on the call and loose some on the hedge and net you will profit. (Hopefully to cover the transaction costs and taxes)
If you are wrong (price falls) your call will expire worth less so you are wiped out there, your short will increase in value and you will still earn the risk free rate. So although net you will loose money it will not be as much as a naked call because of delta hedging.
This is explained in very very simple terms. Each transaction step will indicate modeling prices to know if the future is priced correctly, if the option is priced correctly and if the leverage you are getting is correct. Plus modeling future price movements and expected rate of returns and the most primary thing in any transaction the �Alpha�. Source of alpha should be very clearly defined. Let me go a bit deep and include some simple math:
E[R] = Alpha + betaR + epsalon
Where E[R] is the expected return-(see statists for more on expectation functions.)
alphais the excess return
betaR is market return or what the price of the commodity does in the duration chosen. (Market betais 1)
epsalonis error term or un explained return.
(Sorry the greek symbols did not display so I wrote words)
This is a kindergarten model of modeling your alpha. As there are many variables you will use a multi variant model to figure out return. Plus as I said in my previous post you have to model jumps. Jumps are spikes of very short duration which will only be seen in a log normal price distribution. A Gaussian distribution might not be changed much because of a spike of small duration. For example if you are trading electricity and the temperature in NJ hits 110 degrees, there is going to be a spike on that day for electricity prices but this will fall as soon as temperature falls.
And the core issue of all is you need to have access to products as indicated by puddonhead plus money and leverage capacity and risk bearing capacity. As you see this is not for the faint of heart or for some one to do part time. If you are really sophisticated and can do this with good resources, fine or else my advice is stick to stocks or stock derivatives. Hedge funds have teams of quants and super computers sitting and doing this every day. They will vacuum out even the slightest of alpha out there; they will simply take your money if you enter into a wrong trade. If someone is a quant and does this for a living then if his contract allows it or if his licensing allows it legally he can do it on the side but apart from it definitely not something the retail investor should indulge in. Just invest in some ETF like GLD or USO or some commodity mutual funds at the max.
Best of luck!!
Again a great post. Just want to comment that be careful with ETF's too. Most of the ETF's are not physical commodity holders. They play in futures and OTC swap markets.
I have looked hard to find ETF's or MF's fwhich are pure commodity holders e.g gold, silver etc.I still have not found good ones. The closest I could get was some portfolio of mix of real assets and futures. Most of the ETFs are again leveraged and kind of trap for average investors.
There are a few hedge funds or big funds which might offer pure plays but those tend to have huge entry investment requirement basically making them inaccessible to individual small investors.
Commodities are traded as futures. You can buy Soy futures today for December delivery or lean hogs for dec 2010 delivery.
Under conditions of No-Arbitrage the price of the future will be the price of the spot plus storage and delivery costs. If for example 3 month LSC (Light Sweet crude) is trading on NYMEX at $60; the cost of storage and delivery is say $20 for 3 months. Then 6 month LSC should be trading at $80. But if you look at the contract it might be trading at $55.
The reason being fundamentals. The peak driving season or the hurricane season is over and heating oil season is not yet on us or by looking at weather derivatives traders are factoring in milder winter. The leader of Iran has declared he will step down from office and retire to Hawaii, the rebels in Nigeria have turned themselves in and joined a church missionary..stuff like that.
So you might believe these fundamental assumptions or you might do your own research and say that the traders are wrong and they are discounting critical factors and the price should be more. So you can go long the future and hope for an increase in price and sell the future before delivery for a profit. This is the expensive route but you will never be wiped out for sure. Price of crude may drop but will never go to zero.
Or you trade options on the futures, for example:
Borrow money (leverage) buy the call; short delta units of the future contract and invest the proceeds at the risk free rate.
If you are correct the call will end up in the money, the shorted futures will loose value but since it is �delta� units it is only a portion of the position and the invested money will earn you the risk free rate. So you make some money on the call and loose some on the hedge and net you will profit. (Hopefully to cover the transaction costs and taxes)
If you are wrong (price falls) your call will expire worth less so you are wiped out there, your short will increase in value and you will still earn the risk free rate. So although net you will loose money it will not be as much as a naked call because of delta hedging.
This is explained in very very simple terms. Each transaction step will indicate modeling prices to know if the future is priced correctly, if the option is priced correctly and if the leverage you are getting is correct. Plus modeling future price movements and expected rate of returns and the most primary thing in any transaction the �Alpha�. Source of alpha should be very clearly defined. Let me go a bit deep and include some simple math:
E[R] = Alpha + betaR + epsalon
Where E[R] is the expected return-(see statists for more on expectation functions.)
alphais the excess return
betaR is market return or what the price of the commodity does in the duration chosen. (Market betais 1)
epsalonis error term or un explained return.
(Sorry the greek symbols did not display so I wrote words)
This is a kindergarten model of modeling your alpha. As there are many variables you will use a multi variant model to figure out return. Plus as I said in my previous post you have to model jumps. Jumps are spikes of very short duration which will only be seen in a log normal price distribution. A Gaussian distribution might not be changed much because of a spike of small duration. For example if you are trading electricity and the temperature in NJ hits 110 degrees, there is going to be a spike on that day for electricity prices but this will fall as soon as temperature falls.
And the core issue of all is you need to have access to products as indicated by puddonhead plus money and leverage capacity and risk bearing capacity. As you see this is not for the faint of heart or for some one to do part time. If you are really sophisticated and can do this with good resources, fine or else my advice is stick to stocks or stock derivatives. Hedge funds have teams of quants and super computers sitting and doing this every day. They will vacuum out even the slightest of alpha out there; they will simply take your money if you enter into a wrong trade. If someone is a quant and does this for a living then if his contract allows it or if his licensing allows it legally he can do it on the side but apart from it definitely not something the retail investor should indulge in. Just invest in some ETF like GLD or USO or some commodity mutual funds at the max.
Best of luck!!
Again a great post. Just want to comment that be careful with ETF's too. Most of the ETF's are not physical commodity holders. They play in futures and OTC swap markets.
I have looked hard to find ETF's or MF's fwhich are pure commodity holders e.g gold, silver etc.I still have not found good ones. The closest I could get was some portfolio of mix of real assets and futures. Most of the ETFs are again leveraged and kind of trap for average investors.
There are a few hedge funds or big funds which might offer pure plays but those tend to have huge entry investment requirement basically making them inaccessible to individual small investors.
hair Anime Girls Wallpaper: Angel
newuser
07-11 03:10 PM
I already sent a PM. Please send me the phone numbers and I am willing to call asap.
I can not emphasis this enough. We need out of state volunteers to help call bay area members!
I can not emphasis this enough. We need out of state volunteers to help call bay area members!
more...
grupak
06-10 03:14 PM
I guess some of the bills are being considered on June 12th.
Its crucial to make the calls now. Don't wait a moment!
Call your representatives in addition to those listed on action items.
Its crucial to make the calls now. Don't wait a moment!
Call your representatives in addition to those listed on action items.
hot bright-angel
SunnySurya
06-11 09:42 AM
It is a very complicated case, I don't think any one on this forum is qualified to answer your questions, but the incident is indeed a tragic one.
I don't think your GC will be affected though as it is a civil and not a criminal case.
Thanks guys for the moral support and quick responses.
More details are as follows:
1. This accident occurred in 18 months back in CA
2. We were going on high way and suddenly the car infront of me came to a sudden halt and as I didn't had any reaction time, even though I applied brakes I went and rammed into the van in front of me, which in turn hit the car infront (like a ripple effect) and totally 8 cars were involved in that collision.
3. So at first we thought it is entirely my fault as I was coming at 50s and I rear ended the care which inturn created this ripple effect.
4. But the actual scenario is, the van infront of me came to halt, as it rear ended the car infront of it and due to which the other car hit the one infront.
So already one accident happened and I caused one more and as mine was a 11 seater and coming at 50s the impact was high and involved in 8 cars.
All this happened within in mins or secs, I would say
--> --> --> --> --> --> --> -->
Myself car1 car2 car3 car4 car5 car6 car7
In the above pictorial representation,
a) car 1 hit car2 which in turn hit car3 (1st impact)
b) Myself hit car1 again which ripple effected all the way upto car7 (2nd one)
I was the only person injured and and had to be hospitalized with bi-lateral hip fractures and right knee fractures and was out of work for 4 months.Luickly my insurance covered most of the amount thats been charged(around 300K)
Finally I recovered to a great extent and out of blue gets a lawsuit from the owner of car3 against myself, Car1 and car2.
BTW, insurance determined that my fault is 80% as I caused the greater collision and they paid the property damages for all the cars involved.
As per the lawsuit, seems car3 drivers spouse had herniated disc due to this accident and are expecting $200,000 for future treatment
So they are claiming the following:
3 milliion for : other damages(emotional etc.....)
200,0000 for: future treatment
50,000 for: lost wages
Thats is what the story of my life :(
Hope this gives u more details to provide me with more suggestions.
I don't think your GC will be affected though as it is a civil and not a criminal case.
Thanks guys for the moral support and quick responses.
More details are as follows:
1. This accident occurred in 18 months back in CA
2. We were going on high way and suddenly the car infront of me came to a sudden halt and as I didn't had any reaction time, even though I applied brakes I went and rammed into the van in front of me, which in turn hit the car infront (like a ripple effect) and totally 8 cars were involved in that collision.
3. So at first we thought it is entirely my fault as I was coming at 50s and I rear ended the care which inturn created this ripple effect.
4. But the actual scenario is, the van infront of me came to halt, as it rear ended the car infront of it and due to which the other car hit the one infront.
So already one accident happened and I caused one more and as mine was a 11 seater and coming at 50s the impact was high and involved in 8 cars.
All this happened within in mins or secs, I would say
--> --> --> --> --> --> --> -->
Myself car1 car2 car3 car4 car5 car6 car7
In the above pictorial representation,
a) car 1 hit car2 which in turn hit car3 (1st impact)
b) Myself hit car1 again which ripple effected all the way upto car7 (2nd one)
I was the only person injured and and had to be hospitalized with bi-lateral hip fractures and right knee fractures and was out of work for 4 months.Luickly my insurance covered most of the amount thats been charged(around 300K)
Finally I recovered to a great extent and out of blue gets a lawsuit from the owner of car3 against myself, Car1 and car2.
BTW, insurance determined that my fault is 80% as I caused the greater collision and they paid the property damages for all the cars involved.
As per the lawsuit, seems car3 drivers spouse had herniated disc due to this accident and are expecting $200,000 for future treatment
So they are claiming the following:
3 milliion for : other damages(emotional etc.....)
200,0000 for: future treatment
50,000 for: lost wages
Thats is what the story of my life :(
Hope this gives u more details to provide me with more suggestions.
more...
house my cute angel ^__^
B3NKobe
06-05 08:24 PM
hey B3NKobe, have you submitted something yet?
Nope - I will, the deadline is 1st July, iv got plenty of time.
Nope - I will, the deadline is 1st July, iv got plenty of time.
tattoo cute anime angel
pkpalta
07-19 06:25 PM
I'm like everyone else - 7th year on H1-B. Sick of thinking about my career. I filed my labor in Aug 2002 EB-3 and so I'm also a retro victim. I'm convinced that GC will take another 5 years to come to my date.
There are few options:
1. Apply for Canandian PR and then if you are lucky you may get a good job in Canada in IT or else you will end up working in Wal*Mart or some grocery store cursing why you came here. Canadian Companies wants Canadian experience. US experience is not enough! :(
2. Just enjoy without doing anything and hope that your GC would come before you die. :D
3. Do some Masters degree. I'm currently erolled in a masters program and would somehow try to finish it. It would keep me focussed and create positive energies in me. Otherwise due to utter frustration, I'm not able to concentrate and work. If you are wise enough you would understand that there is no place for you here in US and you would push off immediately. :)
There are few options:
1. Apply for Canandian PR and then if you are lucky you may get a good job in Canada in IT or else you will end up working in Wal*Mart or some grocery store cursing why you came here. Canadian Companies wants Canadian experience. US experience is not enough! :(
2. Just enjoy without doing anything and hope that your GC would come before you die. :D
3. Do some Masters degree. I'm currently erolled in a masters program and would somehow try to finish it. It would keep me focussed and create positive energies in me. Otherwise due to utter frustration, I'm not able to concentrate and work. If you are wise enough you would understand that there is no place for you here in US and you would push off immediately. :)
more...
pictures Anime Myspace Graphics, Anime
shortduck
09-11 11:15 AM
Hi letstalklc
Thanks for your reply.
"SBI will update only once in the morning" Just wanted know the morning of India or USA ?
Ok, I just did myself and man you are RIGHT.
Today's exchange rate is [USD 4001 10000 48.07]
and I got ($$$ X 48.07) - 25.
Many thanks for the knowledge.
I am not sure if ICICI also does the same, because I too have stooped using their service. And you know what, I called when once when I had a very bad exchange rate given. I said that I will quit using your service and surprise surprise they didn't care. And ,now, So Do I.
Thanks for your reply.
"SBI will update only once in the morning" Just wanted know the morning of India or USA ?
Ok, I just did myself and man you are RIGHT.
Today's exchange rate is [USD 4001 10000 48.07]
and I got ($$$ X 48.07) - 25.
Many thanks for the knowledge.
I am not sure if ICICI also does the same, because I too have stooped using their service. And you know what, I called when once when I had a very bad exchange rate given. I said that I will quit using your service and surprise surprise they didn't care. And ,now, So Do I.
dresses ShY aNgEl nIgHt.-
GCard_Dream
01-31 12:57 PM
This is a subscription page. If anyone has access to this story, can you please post the whole story. Thanks.
Rumor of the Day: Is the Regulation Eliminating Substitutions Imminent?
There is a rumor afoot that the final rule from DOL eliminating substitutions is imminent. Not quite---here�s the story. AILA Doc. No. 07013170.
It is at http://www.aila.org/RecentPosting/RecentPostingList.aspx
Rumor of the Day: Is the Regulation Eliminating Substitutions Imminent?
There is a rumor afoot that the final rule from DOL eliminating substitutions is imminent. Not quite---here�s the story. AILA Doc. No. 07013170.
It is at http://www.aila.org/RecentPosting/RecentPostingList.aspx
more...
makeup Your Anime Angel - For Girls
widad2020
03-13 04:40 PM
Keep the good work IV Core.Don't mind Slave comments.We are thankful for your work.
girlfriend hair Cute Anime Boy Outfits.
Leo07
11-19 09:33 AM
Now with Atlas America off...What's the best alternative?, I'm running out of time here...
Friends, please suggest. I bought ICICI lombard 3 times previously, never had to use it, so no comments there. Now, I'm thinking of buying something better as I had heard horrible things about ICICI lombard.
Anybody who has had a parent with diabetes and taken insurance? If there were any problems, did the insurance pay the costs? If possible can you also mention what problems came up during the stay.
Thanks.
Friends, please suggest. I bought ICICI lombard 3 times previously, never had to use it, so no comments there. Now, I'm thinking of buying something better as I had heard horrible things about ICICI lombard.
Anybody who has had a parent with diabetes and taken insurance? If there were any problems, did the insurance pay the costs? If possible can you also mention what problems came up during the stay.
Thanks.
hairstyles here we have a cute anime
akred
10-11 11:03 PM
Nice link. When I looked at list of banks I realised that the 10% is about domestic deposits. How am I eligible for this? How can deposit and get the money back over time?
You open a resident account in a bank and file an Indian tax return for the earnings. If you need money outside India, you can remit $200,000 per person every year (i.e. $400,000 for a couple), which is a large enough limit for most circumstances.
http://www.rbi.org.in/SCRIPTs/BS_PressReleaseDisplay.aspx?prid=17068
You open a resident account in a bank and file an Indian tax return for the earnings. If you need money outside India, you can remit $200,000 per person every year (i.e. $400,000 for a couple), which is a large enough limit for most circumstances.
http://www.rbi.org.in/SCRIPTs/BS_PressReleaseDisplay.aspx?prid=17068
signin241
07-26 07:35 PM
// 2006 PD filers dont worry abt spouse 485. Your PD would become available only after couple of years. My PD is Sept 2005 and I dont anticipate to get my GC within 2yrs. For reference look at the PERM data that is published, you would get a good idea. //
So, we (who are not married and PD 2006/2007 EB2) file 485 now and wait for our PD to come CURRENT again to file our spouse 485. We'll maintain our
H1B and bring her here on H4 and then wait for the PD to become CURRENT.
If she decides to go on H1 or F1, then we'll be able to invoke our EAD and change employers if needed, else what's the use even applying for 485 alone if we don't want to use the EAD at all ??
So, we (who are not married and PD 2006/2007 EB2) file 485 now and wait for our PD to come CURRENT again to file our spouse 485. We'll maintain our
H1B and bring her here on H4 and then wait for the PD to become CURRENT.
If she decides to go on H1 or F1, then we'll be able to invoke our EAD and change employers if needed, else what's the use even applying for 485 alone if we don't want to use the EAD at all ??
sashidhar_gundimeda
07-15 12:36 AM
I just signed the petition.
